a:link { font-family: "Arial", "Helvetica", sans-serif;
	color: #000066; 
	text-decoration: underline }
a:visited { font-family: "Arial", "Helvetica", sans-serif;
	color: #990033; 
	text-decoration: underline }
a:hover { font-family: "Arial", "Helvetica", sans-serif;
	color: #ffffff;
	text-decoration: none;
	background-color: #000066; }
a:active { font-family: "Arial", "Helvetica", sans-serif;
	color: #ffffff;
	text-decoration: none;
	background-color: #000066; }
	   
p { font-family: "Arial", "Helvetica", sans-serif; font-size: 13px }

ul { font-family: "Arial", "Helvetica", sans-serif; list-style-type: square; font-size: 13px }
ol { font-family: "Arial", "Helvetica", sans-serif; font-size: 13px }
li { font-family: "Arial", "Helvetica", sans-serif; font-size: 13px }

h1  { font-family: "Arial", "Helvetica", sans-serif; text-decoration: none }
h2  { font-family: "Arial", "Helvetica", sans-serif; text-decoration: none }
h3  { font-family: "Arial", "Helvetica", sans-serif; text-decoration: none }
h4  { font-family: "Arial", "Helvetica", sans-serif; text-decoration: none }
h5  { font-family: "Arial", "Helvetica", sans-serif; text-decoration: none }
	  
.disclaimer { font-family: "Arial", "Helvetica", sans-serif; font-size: 11px; text-indent: 0px; margin-top: 0px }
.bottomnav { margin-top: 0px; margin-bottom: 0px }
h3.title {
	margin-top: 0px;
	margin-bottom: 0px;
	color : #666699;
	letter-spacing : 5px;
}